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• Buying or Selling a Home
• Divorce
• Wills
• Your Rights If Arrested
• Automobile Insurance
• Small Claims Court
• Bankruptcy
• Credit and You
• Employment Discrimination
• Finding a Lawyer

• Audio File #1:

- Table of Contents
- Introduction
- FAQ's

1. Buying or Selling a Home
   
   1. What are some problems I might have?
   
   
   2. What is the contract of sale?
      
   3. How can a lawyer help?
      
   4. What fees and charges are involved in buying or selling real estate?


• Audio File #2:


2. Landlord/Tenant Rights and Responsibilities for Residential Property
   
   1. What is the Truth in Renting Act?
      
   2. What happens to my security deposit?
      
   3. What happens if my security deposit isn't returned to me when I move?
      
   4. What else could happen to a security deposit?
      
   5. What New Jersey laws forbidding discrimination apply to landlords and tenants?
      
   6. What if I don't pay my rent?
      
   7. Is there rent control in New Jersey?
      
   8. Who has to take care of the dwelling?
      
   9. Are there heat standards for apartments?
      
   10. Can I be evicted?


• Audio File #3:
  
  3. Divorce
     
     1. Where can I get help with marital problems?
        
     2. What will a lawyer talk about during the first conference?
        
     3. How is a divorce started?
        
     4. What should I do if my spouse has filed for divorce?
        
     5. How long does it take to get a divorce?
        
     6. Will the court make any temporary decisions?
        
     7. What happens while I'm waiting for the court decision on a final divorce?
        
     8. What are the grounds for divorce in New Jersey?
        
     9. What is a "no fault" divorce?
        
     10. Who will get custody of the children?
         
     11. Will there be alimony? Support?
         
     12. Who will get the property?
         
     13. When is a divorce final?
         
     14. Are all arrangements final after the judge has made the decree?
  
  
• Audio File #4:
  
  4. Domestic Violence
     
     1. What should I do if I am beaten or abused by my spouse, companion, family member or lover?
        
     2. What are my rights?
        
     3. What is the Prevention of Domestic Violence Act?
  5. Child Abuse
     
     1. How do I report child abuse?
  
  
• Audio File #5:
  
  6. Wills
     
     1. What is a will?
        
     2. Do I need a will?
        
     3. What if I die without a will?
        
     4. Can I prevent my spouse from getting my property?
        
     5. May I change my will?
        
     6. How much does it cost to make a will?
        
     7. Can a will save money?
        
     8. How do I make a will?
  7. Living Wills
     
     1. What is a living will and should I sign one?
        
     2. What is the New Jersey Advance Directives for HealthCare Act?
  8. Violent Crime Compensation
     
     1. Can victims of violent crimes receive compensation from the state?
        
     2. What is the Victims of Crime Compensation Board?
        
     3. Who can file a claim?
        
     4. What requirements do I have to meet?
        
     5. If I am confused, should I hire an attorney?
  
  
• Audio File #6:
  
  9. Your Rights If Arrested
     
     1. When can I be arrested?
        
     2. What is an arrest warrant?
        
     3. Can the police use force to arrest me?
        
     4. What if I am innocent?
        
     5. If the police officer does not have a search warrant, do I have to submit to a search?
        
     6. Do I have to submit to a chemical test?
        
     7. What happens after I am arrested?
        
     8. Do I have to answer any questions?
        
     9. Can I be released on bail?
        
     10. How can I get bail?
         
     11. What happens to the money I have with me?
         
     12. When do I go before the court?
         
     13. Should I have a lawyer with me?
         
     14. What if I do not know a lawyer?
  
  
• Audio File #7:
  
  10. Automobile Insurance - Part I
      
      1. Am I required to purchase insurance for my car?
         
      2. What types of automobile insurance policies are available?
         
      3. What is liability coverage?
         
      4. How much liability insurance am I required to purchase?
         
      5. Should I elect a basic policy?
         
      6. Do I have the right to make a claim if I am injured in an automobile accident?
         
      7. What is the "no limitation on lawsuit" option?
         
      8. What is the "limitation on lawsuit" option?
         
      9. Does my choice of the lawsuit option apply to anyone else?
         
      10. What happens if I do not purchase liability insurance for my automobile?
          
      11. What is personal injury protection (PIP) coverage?
          
      12. Does PIP coverage provide for the payment of medical bills?
          
      13. Are the medical expense benefits provided by PIP coverage subject to any deductibles or copayments?
  
  
• Audio File #8:
  
  10. Automobile Insurance - Part II
      
      1. Does PIP coverage provide any other benefits?
         
      2. What happens if I am involved in an accident with a person who is uninsured or unidentified (hit-and-run)?
         
      3. What happens if I am involved in an accident with a person who has inadequate insurance coverage?
         
      4. What is the responsibility of my insurance company or my insurance broker or agent?
         
      5. How much insurance coverage should I purchase for my automobile?
         
      6. Is there any other type of liability insurance that provides coverage for my automobile?
         
      7. What should I do if I am involved in an accident?
  11. Lemon Law
      
      1. Who is covered under the New Car Lemon Law?
         
      2. How do I know if my car is a lemon?
         
      3. What about used cars?
  12. On Being a Witness
      
      1. What does a witness do in court?
         
      2. What about the day I appear in court?
         
      3. What shall I do while I'm on the stand?
  
  
• Audio File #9:
  
  13. Municipal Court Rights
      
      1. What are my rights in municipal court?
         
      2. What do I do if I intend to plead not guilty?
  14. Small Claims Court
      
      1. What is small claims court?
         
      2. Do I need a lawyer in small claims court?
         
      3. When should I go to small claims?
         
      4. Who can use small claims court?
         
      5. Where is small claims court?
         
      6. How much does it cost to sue in small claims court?
  15. Bankruptcy
      
      1. Can I declare bankruptcy?
         
      2. Does this mean I have to give up all of my possessions?
         
      3. Can my debt be paid a little at a time instead of all at once?
         
      4. Can bankruptcy be used as a protection against foreclosure on my mortgage?
  
  
• Audio File #10:
  
  16. Credit and You
      
      1. What are my credit rights?
         
      2. What can a creditor ask me when I apply?
         
      3. What can a creditor consider when it evaluates my application?
         
      4. What limits can a creditor place on the type of account I can obtain and my use of an account?
         
      5. What kind of notice am I entitled to after I apply?
         
      6. What if I am denied credit based on information contained in a consumer report?
  17. Immigration and Naturalization
      
      1. How do I get a visa to go to the United States?
         
      2. What are removal proceedings?
         
      3. What is the Illegal Immigration Reform and Immigrant Responsibility Act (IIRIRA) of 1996?
  
  
• Audio File #11:
  

  ---

  Note: The following area of law is changing and evolving rapidly. Because this brief summary cannot cover all aspects and changes, you should not rely upon this for legal advice. Consult an attorney to learn the full scope of your rights.

  ---

  18. Employment Discrimination
      
      1. What is "at will" employment?
         
      2. How do I know if I have an agreement or contract of employment limiting my employer's ability to fire me?
         
      3. Does New Jersey law prohibit employment discrimination?
         
      4. What should I do if I feel I've been a victim of employment discrimination?
         
      5. What is the Family Leave Act?
         
      6. What is the Conscientious Employee Protection Act?
  19. Americans with Disabilities Act
      
      1. What is the Americans with Disabilities Act?
  
  
• Audio File #12:
  
  20. Finding a Lawyer
      
      1. When do I need a lawyer?
         
      2. When I get a lawyer, what can I expect?
         
      3. How should I choose a lawyer?
         
      4. How do I ensure a good lawyer-client relationship?
         
      5. What about legal fees?
         
      6. Where else can I go for help?
  
  
• Audio File #13:
  
  21. Handling Problems with a Lawyer
      
      1. How can I make a complaint about a lawyer?
         
      2. How are ethics problems handled?
         
      3. Where can I go for help?
  22. Compensation for Injuries on the Job
      
      1. How can I get compensation for injuries on the job?
  23. Legal Consequences of Substance Abuse
      
      1. What are the penalties for substance abuse?
  
  
• Audio File #14:
  - Law Points for Senior Citizens
  - Acknowledgements